We're back with a brand new episode of fintech ki baat where  we have the pleasure of speaking to Dilip Modi - Founder of Spice MoneyHere's what we talk about:- Overview of Financial services distribution landscape for rural India- Financial inclusion and reconciling the adverse effects of digital divide on financial health of rural folk through “phygital” channels.- The most difficult part about solving for Bharat and what can the industry do to solve for it together?- Adoption of Technology based distribution in rural India and how rural India reacts- What will be the next big tech piece to enable effective distribution of financial services in Bharat- Awareness creation in rural india around financial services and their benefits.- Solving for trust in rural India