In this episode, Galileo CEO Derek White joins Tearsheet's Zack Miller to explore how brands can meet customers at the exact moment they choose how to pay — and why this matters more than ever. With 30% of travelers using debit for major travel and entertainment purchases, brands have an untapped opportunity to reward spend that's traditionally gone unrewarded. Derek shares how Wyndham launched its co‑branded debit card in under 90 days, the technology powering faster, smarter payments, and what's next for loyalty-driven growth.