Miscellaneous and Entertainment are the two sections that "extra" money tends to float to when we don't have a plan for it. Having a realistic budget in these areas is key to achieving debt re-payment goals or savings goals. Don't overlook the importance of this area of the budget!Hope that you enjoy the episode!Intro music by Jeff Kaale & Andrew Applepie. Check them out:Jeff Kaale:soundcloud.com/jeff-kaale instagram.com/jeffkaale/ Andrew Applepie:soundcloud.com/andrewapplepie facebook.com/andrewapplepie