Today, Stephen interviews Tkay about her journey with budgeting & debt. She's made incredible progress over the past couple of years & wants to share how she's done it & what it's taken to stay motivated. Intro music by Jeff Kaale & Andrew Applepie. Check them out:Jeff Kaale:soundcloud.com/jeff-kaale instagram.com/jeffkaale/ Andrew Applepie:soundcloud.com/andrewapplepie facebook.com/andrewapplepie