Stephen paid off $55,000 in debt in his 20's & he has a message for those in Generation X, Y & Z. Do you want debt to continue to impact your life for years to come? Link to Experian report - https://www.experian.com/blogs/ask-experian/state-of-credit/Intro music by Jeff Kaale & Andrew Applepie. Check them out:Jeff Kaale:soundcloud.com/jeff-kaale instagram.com/jeffkaale/ Andrew Applepie:soundcloud.com/andrewapplepie facebook.com/andrewapplepie