Ten years of credit card data shows Australians are becoming smarter with card usage, reducing their interest-accruing debt. But with the rise of Buy Now Pay Later services, there's a growing concern that this debt is simply shifting to less regulated platforms.

Rachel Wastell, personal finance expert at financial comparison site Mozo, talks to Sean Aylmer about the research, and a new polarising trend in credit cards.

Find out more: https://fearandgreed.com.au

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