Health care costs are still climbing, but employers are not powerless. In this episode of Fast Break, M3’s Ryan Barbieri and C2’s Jill Palmer unpack M3’s 2026 Momentum Report and share how businesses can move beyond renewal-season reactions to build smarter, data-backed benefits strategies. From pharmacy pressures and high-cost claims to employee navigation and long-term planning, this conversation offers a practical look at what it takes to manage rising costs while supporting the people behind the plan.