Introduction to podcast guests and topics for discussion02:04 Ilyce and Bev discuss the silver lining of family time during COVID03:18 How credit card companies report your payments to a credit reporting bureau07:23 Ilyce introduces Kelly Levine07:39 The consumer insight study Allianz did about retirement09:34 Consumers aren’t sharing with their advisors10:04 Is retirement affordable?15:48 Trust between financial advisors and clients