] – Happy New Year, and Happy Birthday, Jonathan![0:35] – New Year’s resolutions – why they fail, and how they can succeed[7:00] – The dangers of calendar-based wealth management[11:00] – Harvest tax losses all year long, if needed[11:40] – Peter Mallouk’s tip of the month[13:00] Jonathan Clements’ tip of the month Hosted by Creative Planning Director of Financial Education, Jonathan Clements and President, Peter Mallouk this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won’t want to miss each of their monthly tips! Important legal disclosure: http://bit.ly/2DC250b