How to use credit and debt effectively to enhance your finances.  We explain different types of credit, do a deep dive on credit reports and credit scores, discuss how to use credit to your advantage, and ways to stay out of bad debt.

The Virtues of Roth IRAs and The Value of Roth Conversions

A listener-driven radio show aired on WNIS AM790.  Objective, unbiased financial advice on all personal financial planning matters delivered by CERTIFIED FINANCIAL PLANNERS™.