Do you really know?
Do you really know?
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How can I protect myself from bank card skimming?
5 minutes Posted Jan 7, 2026 at 4:00 am.
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Show notes

Using an ATM, paying for petrol or shopping at a retail store are pretty routine things that many of us do on a frequent basis. But it’s important to be aware of the often invisible threat posed by a criminal practice called skimming, which sees fraudsters clone bank cards. 

Across the pond in the US, data analytics firm Fico reported a 96% increase in debit card skimming in 2023, and recent months have also seen prominent cases in the UK. Let’s take a moment to understand what skimming is a little better, and go over the best ways in which you can protect yourself.

Is it really possible to clone a bank card? Once they have my card details, how do they use them? Are banks doing anything to protect consumers? In under 3 minutes, we answer your questions!

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A podcast written and realised by Joseph Chance.

First Broadcast: 12/6/2025

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