In this episode of the Disruption Everywhere podcast, we will be discussing how creditworthiness assessment can benefit from the introduction of machine learning practices. Ioanna Stanegloudi, co-Founder & Chief Risk Officer of Finclude will explain the challenges European citizens face without a uniform credit scoring system and how the recent updates in European regulation help in this direction. European citizens are free to use their banking data as they see fit and fintech startups are here to take their financial well being to the next level.