Mortgage rates just fell below 6% for the first time in nearly 3 years after President Trump's $200B bond purchase order. But what does the December jobs report tell us about where rates are headed next? Plus, we break down how economists spot market bubbles and analyze whether real estate is showing warning signs. Spoiler: the market is rebalancing, not popping.
Topics covered:
- Trump's mortgage bond purchase & impact on rates
- December 2025 jobs report analysis
- Fed rate predictions (95% chance of no change Jan 28)
- Economic theory: How to spot a market bubble
- Is real estate in a bubble?
- What this means for buyers and sellers in 2026
Real Estate Unpacked is brought to you by Jennifer Templeton, Realtor and Broker Associate with Keller Williams Rockwall. If you're looking to connect with a Realtor in the DFW area, let's talk. You can go to https://www.thecrestedgegroup.com/unpacked or reach out to me by email at [email protected].
SOURCES
Redfin: "Trump's Mortgage Bond Order Pushes Rates Below 6% For First Time in Nearly 3 Years, Boosting Purchasing Power" (Published January 2026)
Redfin: "Mixed Jobs Report Unlikely to Move Mortgage Rates Further" (Published January 2026)
Zillow Research: "December 2025 Jobs Report: A Cooling Labor Market Could Shape the 2026 Housing Outlook" (Published January 2026)
CME FedWatch Tool: Meeting probabilities for January 28, 2026 FOMC meeting (Data as of January 12, 2026)
MBS Live, LLC: US Housing Market Weekly (January 9, 2026)
CNBC Housing Market Survey: "Real estate agents say the housing market is starting to balance out" by Diana Olick (January 8, 2026)
