Dennis Edwards, an independent insurance adjusters details the effects of climate change on fire and flood insurance. Also, how drones are changing the insurance industry.52 minutes.

California Bans Insurers From Dropping Policies Made Riskier by Climate Change

https://www.nytimes.com/2019/12/05/climate/california-fire-insurance-climate.html

Insurance companies usually do not cover floods if you live in a floodplain. You need to get Federal flood insurance.

https://www.fema.gov/national-flood-insurance-program

Independent insurance adjusters. https://www.independentagent.com/default.aspx

 

https://www2.deloitte.com/us/en/pages/financial-services/articles/infocus-drone-use-by-insurance-industry-flying-higher-farther.html 

 

https://www.thebalancesmb.com/how-drones-change-insurance-industry-4125242

 

Government actions are not covered by private insurance. You would need to file a civil suit against the government.

https://www.nolo.com/legal-encyclopedia/suing-government-negligence-FTCA-29705.html 

 

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#NaturalDisasters,#insurance,#InsuranceAdjusting,#InsurancePolicies,#Fires,#Floods,#Earthquakes,#ClimateChange,#USA,#Canada