Show notes
Ram Kewalramani, Co-Founder and Managing Director of CredAble, has reimagined how working capital flows through India’s supply chains. With a career that spans investment banking, logistics, and now fintech innovation, Ram has quietly built one of India’s leading enterprise-focused lending platforms disbursing over ₹20,000 crore in working capital to thousands of businesses. From creating embedded credit rails to transforming invoice discounting through APIs, Ram’s story is a masterclass in vision, resilience, and execution. In this episode of #DamaniTalks, Anirudh A. Damani dives deep with the man behind CredAble exploring his early wins, hardest pivots, and what it really takes to build a tech-first NBFC in India’s complex financial ecosystem. Ram opens up about: Why CredAble was born from solving a real B2B capital gap How investment banking prepared him for entrepreneurship The hard truths behind scaling a lending business in India Building a digital-first risk and underwriting engine Why founder grit outweighs pitch decks in fintech His take on embedded finance, SME credit, and the next wave of lending innovation This isn’t just another startup story it’s a blueprint for how fintech can power India’s economic backbone. If you're a founder, fintech nerd, or someone fascinated by India’s evolving credit ecosystem, this conversation will change the way you think about capital.Chapters:
