This episode tackles a question that sounds unusual but affects more people than you might think: what do you do with your money if you're not going to spend it all? We start with a quick market update—covering geopolitical risks, Fed uncertainty, and a major rotation beneath the surface of a relatively flat S&P 500—before diving into the real conversation about purpose and planning. Through a real client story, we explore intentional spending, philanthropy, and legacy planning, and why having a clear plan can help you maximize both your wealth and its impact while you're alive.