Creating Richer Lives
Creating Richer Lives
Karl Eggerss
Life Insurance Over 60: How to Make the Right Choice
20 minutes Posted Jan 24, 2026 at 11:00 am.
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20:18
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Show notes

This podcast episode explores how to evaluate life insurance when you're over 60, especially if you already own long‑held policies. Host Karl Eggerss walks through a real client case to show how rising insurance costs, cash value, and personal financial needs all factor into smart decision‑making. He explains why many retirees may not need insurance anymore—yet may still want to keep a policy for strategic reasons. The episode also outlines practical steps like reviewing in‑force illustrations, assessing coverage needs, and understanding options before making changes.

Show Topics

  • Determining insurance needs
  • Evaluating existing policies
  • Rising insurance costs
  • In‑force illustration review
  • Keep, reduce, or cancel