. Then we launched into Ephesians 2, where we agreed that the passage teaches total depravity, likely refers to original sin in verse 3 and that, while the grammar of verse 8 doesn't say faith is a gift, faith is in general a gift. We briefly touched on whether 'dead' implies a requirement for pre-faith regeneration and disconcurred of the implications of being made alive "in Christ".  We disconcurred if we can reject the gift of faith or not.  We agreed that salvation is by grace but disconcurred on how to avoid taking credit for part of salvation. I argued that God saves believers, and that if He didn't save believers, they would go to hell, and that is the answer.  Turretinfan argued that irresistible grace is also needed to avoid taking credit for salvation, but we disconcurred.