Research shows that spending tends to decrease in retirement, but this decline isn't always steady and predictable. To prepare, you must adapt and develop plans to manage both essential and non-essential expenses. Host Kim Zook is joined by CERTIFIED FINANCIAL PLANNER™ professional Lindsay Theodore and Sudipto Banerjee, Ph.D., Global Retirement Strategist at T. Rowe Price to discuss how thoughtful spending plans can lead to a more assured and satisfying retirement.