Companion post on my blog

• ~20% Uber Gift Cards
• https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/

• My recent applications
•  Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months.
• Link here
• See for links on what counts for $300 airline credit (AA gift cards)

• Net value after AF of $1.1k when maxed out due to double dips

• Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR

• $150 lifestyle credit has not tracked for HBO Max $150 payment
• Called CS, rep said it should count and they submitted a request to get it reviewed and manually credited. Will update if it hits

• Applied 6/20/2023, MSR met 7/7/2023, $750 points posted same day

• Keep in mind BofA 12 month rule & others
• https://www.doctorofcredit.com/things-everybody-should-know-about-bank-of-america/

•  Chase Amazon Prime Visa $200 no spend
• Referral

• Applied at 10/24, initially sent to pending, called and found correct recon department. Card does not apply to 5/24 rule but will count towards 5/24

• Rep quoted my denial reason (too many new apps OR too high limit with Chase). Explained I opened cards recently for travel coming up and wanted this new card for Amazon prime day. Asked to reallocate credit limits from other cards (have $21.3k with them). Reallocated and approved

• Rep seemed very skeptical of my file but willing to help

• Plan on applying to more cards until I finally get declined since my profile is already LOL

• Bank SUBs hit my account
• bankHometown $250, waiting on $50 EOY
• https://www.doctorofcredit.com/ma-bankhometown-200-checking-bonus/#comment-1650033

• PNC $400
• https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/#comment-1628164

• Will be closing account soon

• Capital One 360 Performance Savings
• 90 day holding period over, will move money out to Juno for 5%

• https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/

• Capital One Venture 100k points links floating around. If you find one, get it!
• https://www.doctorofcredit.com/capital-one-venture-100000-point-bonus/

• Free $50 with Capital One shopping at Staples
• https://www.doctorofcredit.com/ymmv-capital-one-shopping-50-back-on-staples-purchase/

• I have this but Ink does not work. Be sure to read terms & conditions 

• Laurel Road $300 + $20/m SUB
• https://www.doctorofcredit.com/laurel-road-300-checking-bonus-25-per-month-available-nationwide-must-be-a-nurse/

• Wells Fargo $325 SUB
• https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/

• Expired 75% off DoorDash max $20 value
• https://www.doctorofcredit.com/doordash-promo-codes-25-off-with-25off4u-20-maximum-savings/

• Remove old Chase card then add new one and you can get another 3 months

• Thinking of opening business for this podcast mainly to venture into Business accounts

• Free Slurpee
• https://www.doctorofcredit.com/7-eleven-free-small-slurpee-until-7-10-another-on-7-11/

• Amazon Prime Day coming up
• I will prob buy a Kindle Oasis

• Check YMMV CC points on Amazon promo codes
• https://www.doctorofcredit.com/amazon-shop-with-points-deals-renewed-through-prime-day-up-to-200-in-savings/

• MooMoo referral
• https://invite-code.moomoo.com/share?code=LNMRJFFM&inviter=73494782&global_content=%7B%7D&channel=4&subchannel=

• $320-$460 after parking $5k

• https://www.doctorofcredit.com/moomoo-invest-sign-up-get-a-free-stock-worth-3-200/

• Network Change BofA CCR to MC for Curve support
• PCed PR to CCR. Not allowed to PC and network change in same transaction. Card arrived in mail, called and did network change. Will receive card in 2-4 weeks. AFAIK only available for CCR

• https://fearthez.wordpress.com/2023/05/20/topic-episode-curve-x-bofa-5-25-cash-back-on-all-spend/

• $15 back on $25+ w/ GRUBPRIME at GrubHub 7/11-7/12 
• https://www.doctorofcredit.com/amazon-prime-free-year-of-grubhub/