Investing always seemed like an out of reach thing for me. I've had a retirement account at work & I opened up a ROTH IRA at some point but I finally made the decision to invest part of my savings.... Investing IS within your reach! And, you don't have to have tons of money to start. You can buy a share of stock for $30 and viola, you're an "investor."Getting past your fear by understanding the lay of the land is the first step. YES, there is RISK but, YES, there can also be reward.[While I do have a Master's Degree in Family & Consumer Science with a specialization in Family Financial Planning, and I have successfully passed the Accredited Financial Counselor (AFC) Exam (in the process of earning the hours to have the designation), I am NOT a Financial Advisor or a Registered Investment Advisor (RIA). This episode is intended to educate regarding investing but not to provide investment advice.]