Cents Chat

With big data comes big power and big innovation, so how will Visa use this to make the payments eco-system more stable?With CNP transactions on the rise due to the global pandemic, what can FI's leverage to drop the estimated $1BB in estimated chargeback losses in just 1 year?What is Square Inc. deploying in order to get employees and employers on the same page when it comes to real-time payroll?

CFPB was deemed useless, and financial enforcement is down 80% from 2015, but California thinks they have the cure.What Nigerian hacker ring claimed the unemployment benefits of thousands of Americans, and how do we protect ourselves when the government can't even protect itself?COVID has crushed e-commerce authorization rates, is EMV 3DS the answer?

With online retail doubling in volume from last year you need to know the new ways to keep your data secure.Apple makes it easier to say goodbye to your traditional terminal. Change is here.How has Wirecard gotten away with fraud for so many years? And what do we need to do to make sure there isn’t another debacle like wirecard.

Are paper checks past their prime? And what keeps consumers from completely dropping them?Public transportation is down 90% in some cities, but how can we make it safer, and more efficient during, and following Covid-19?Financial Institution Imposter Issues continue to skyrocket amidst the global pandemic, but what model hasn’t been greatly affected?

Wirecard received the green light to resume its banking operations but what is new with Wirecard since Ex-CEO was arrested earlier last week?What is open banking? And why standards are critical for innovation.Say goodbye to Uber financial leader, who has stepped down due to Uber CEO putting a halt on their financial services projects.

Former WireCard CEO was arrested for over missing $2.1 Billion, how did it happen?Will we finally see one of the only cash only industries shift to contactless payments? And what does this mean for hungry FinTechs?The Fed kicked off their FedNow community, and we have the insights.

The FBI is warning consumers to be safe when using mobile banking platforms due to fake sites with malicious intent.Why are Square and other processors holding excessive funds for from their merchants, and why will we see this trend continue?Why are Visa's new interchange programs up 85 basis points, and how TPPP's can prevent the downgrading of transactions?

As Fintech’s and FI’s partner up why does security play a crucial role in gaining a banks trust?You’re a merchant that is being asked to fund the reserve accounts, but what do you do if you don’t have the capital to do that?We get insight from our Expert guest Sesie Bonsi, with Bleu, on our future in contactless payments.

In a post-Covid society will we see FI's partner up with competing FinTechs? Contactless shopping habits will form due to Covid-19, and what does this mean for merchants? What should payment processors be screening in the search for scammy merchants?

Due to Covid-19 many consumers have fled to online marketplaces, so how do you manage fraud in a Post-Covid online world? Frontline workers can no longer wait two to four weeks for their pay period, so what are ISVs doing to help meet the needs of everyday employees?Our expert guest Jim Battista, Founder of MAPP Advisors, gives us insight on how portfolio optimization is more critical now than ever.