When a lot of us think about retirement, we think; retirement villages, a seniors discount card and the free courtesy buses into town - do we really need to plan for that ?  The short answer is YES!  There are a lot of people out there that were planning on retiring in the next year and are now doubting their ability to (and whether it's the right decision for them at all) because of the year 2020 has been so far.  We touch on the some of the most common questions that are asked every day.