In this episode, I’m joined by my sister, Stephanie Johnson, a financial strategist and wealth educator who helps entrepreneurs leverage credit, structure their businesses, and build access to wealth.

We talk about why money is such a taboo topic in the Black community, especially for entrepreneurs, and why so many business owners feel uncomfortable being honest about revenue, profit, expenses, and what they actually pay themselves.

We also share our own story as sisters and entrepreneurs. Before Shop Black Fest, before the businesses we have now, we started a vintage fashion brand together while we were at Tennessee State University. That eventually led to us opening BTS Studios in East Nashville, where we had a full creative studio, commercial rent, big ideas, and very little understanding of how to actually manage the money side of the business.

This conversation gets into the financial foundation every entrepreneur needs. We talk about separating personal and business finances, creating a real budget, tracking your money, understanding what your business actually needs, and asking whether the things you are spending money on are going to make money back.

Stephanie also shares why credit can be such a powerful tool for entrepreneurs and why learning how to leverage personal and business credit can help you stop paying for everything out of pocket.

This episode is for entrepreneurs who are making money but still feel like they are struggling. It is a real conversation about financial literacy, business credit, budgeting, money habits, and telling the truth about where your business really stands.

Listen in and ask yourself this: is your business actually growing, or is the money still all over the place?