Show notes
Sex therapist Jessa Zimmerman interviews Heather Howard, a sexuality counselor and financial coach, about the strong parallels between money and sex in couples’ relationships. Howard shares how pelvic pain shifted her from a finance career into sex counseling and later into financial coaching after repeatedly seeing money conflicts fueling distance, resentment, and desire problems. They discuss patterns like one partner becoming the “driver” while the other withdraws, how power imbalances show up in both sexual desire discrepancy and finances, and how financial control can undermine authentic consent. They explore the role of entrenched narratives and upbringing in shaping beliefs about sex and money, the impact of shame and secrecy including financial infidelity, and Howard’s solution-focused approach emphasizing safety, skills training, accountability, and aligning money behaviors with values. Howard explains how to contact her for online coaching via heatherhoward.com/meet.00:00 Show Intro00:45 Meet Heather Howard01:46 From Finance to Sex Therapy03:25 Why Money Enters the Bedroom05:10 Desire and Money Dynamics07:52 Power Imbalances and Entitlement09:46 Consent Needs Financial Safety11:55 Unpacking Sex and Money Stories14:40 Heather’s Coaching Approach18:32 Masterclass Break19:02 Sharing Financial Responsibility19:43 Fixing Money Patterns20:48 Money Anxiety and Skills22:07 Building Self Trust23:21 Financial Infidelity Secrets27:57 Drama Debt Cycles28:34 First Steps and Support32:51 Finding a Coach35:19 Closing and CreditsJessa's Webinar: https://www.intimacywithease.com/masterclassBio:Dr. Heather Howard is a sexuality counselor and financial coach who helps individuals and couples build healthier relationships with sex, money, or both. Using a nonjudgmental, education-based approach, she supports clients in clarifying values, developing practical skills, and creating systems that align daily behavior with what matters most. Heather works with clients to reduce shame, strengthen communication around traditionally taboo topics, and build shared understanding and decision-making that fosters emotional connection and long-term sexual and financial well-being.Want to learn more about my sponsored charity? Charity: Water is committed to providing clean water to every human on the planet, 100% of your contribution will be used directly for water projects around the globe. You can learn more at https://www.bettersexpodcast.com/water.More info and resources:Secret Podcast for the Higher Desire Partner: https://www.intimacywithease.com/hdppodcastSecret Podcast for the Lower Desire Partner: https://www.intimacywithease.com/ldppodcastHow Big a Problem is Your Sex Life? Quiz – https://www.sexlifequiz.comThe Course – https://www.intimacywithease.comThe Book – https://www.sexwithoutstress.comPodcast Website – https://www.intimacywithease.comAccess the Free webinar: Intimacy Made Easy: 3 Secrets to Bridging Libido Differences: https://intimacywithease.com/masterclass This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit jessazimmerman.substack.com/subscribe
