Welcome to the Balanced FI Podcast, episode 27 - <a href="https://www.balancedfi.com/5-tips-for-a-frugal-christmas/">5 Tips for a Frugal Christmas</a>Gift-giving doesn’t have to bankrupt you. To save money on Christmas, consider:<ol><li>Simplifying your giving list</li><li>Planning ahead and making a budget</li><li>Shopping sales & looking for cashback</li><li>Making gifts</li><li>Giving second-hand gifts</li></ol>To make next year less stressful, save for Christmas throughout the year FIND US:<a href="https://www.balancedfi.com/">Balancedfi.com</a> -- <a href="https://www.balancedfi.com/podcast/">Podcast</a> -- <a href="https://www.facebook.com/balancedfi">Facebook</a> -- <a href="https://www.instagram.com/balancedfi/">Instagram </a>-- <a href="https://www.pinterest.com/balancedfi/_created/">Pinterest </a>-- <a href="mailto:hello@balancedfi.com">Hello@balancedfi.com</a> RESOURCES:<a href="https://www.balancedfi.com/5-tips-for-a-frugal-christmas/">Read:</a> <a href="https://www.balancedfi.com/5-tips-for-a-frugal-christmas/">5 Tips for a Frugal Christmas</a><a href="https://www.drawnames.com/secret-santa-generator/?Rf=G104&gclid=Cj0KCQiAh4j-BRCsARIsAGeV12C7eXmDQLXUvk23H3CvQiNWRfDYiLVakMWd_CDXSwnN2sLbTKscBFEaAi_9EALw_wcB">Resource: Draw Names</a><a href="https://www.rakuten.com/">Resource: Rakuten</a><a href="https://www.kiwico.com/refer?i=RaLeaH">Resource: KiwiCo</a><a href="https://poshmark.com/">Resource: Poshmark</a><a href="https://www.thredup.com/lp/outfits-you-love?referral_code=adwords_thredup&utm_medium=cpc&utm_source=google&utm_campaign=1612558699_59913515694_358262531183_thredup_e_c__9021321_kwd-26936496337_g_&iv_=__iv_p_1_a_1612558699_g_59913515694_c_358262531183_w_kwd-26936496337_n_g_d_c_v__l__t__r__x__y__f__o__z__i__j__s__e__h_9021321_ii__vi__&gclid=Cj0KCQiAh4j-BRCsARIsAGeV12BnYF1lzfLoYDj7jla6BSD2T0Q3qFMeU9NGN9KPv82X3vl8vKIM8nsaAsLaEALw_wcB">Resource: ThredUp</a><a href="https://www.balancedfi.com/waitlist">Sign up: Intentionally Debt Free waitlist</a> SOURCES:Source: <a href="https://happyyouhappyfamily.com/4-gifts-for-christmas/">4 Gifts for Christmas: How to Make Your Family Happy With Less</a>

28. Do You Need a Credit Score While Debt-Free?

The Balanced FI podcast is all about practical, real-world ways to pay off debt, save money, and balance life with financial goals. Each week your host, RaLea, dives into a family finance topic that will improve your life: the steps to financial security, debt payoff methods, easy ways to save money on everyday expenses, and more... all with a dose of intentional living, a dash of minimalism & a splash of the realities of parenting a child with disabilities.