Welcome to the Balanced FI Podcast, episode 24! Thank you so much for listening in! <a href="https://www.balancedfi.com/appealing-health-insurance-denials/">Appealing health insurance denials</a> is the best (maybe only?) way to increase the chances your health insurance provider will cover the requested medical treatment. So many times a claim is denied automatically, or without sufficient investigation, so it falls to the patient (or patient’s representative) to appeal the denial and seek coverage. To appeal a health insurance denial, you need to:<ul><li>Request coverage</li><li>Receive the denial</li><li>Call insurance</li><li>Get more information</li><li>Contact your provider</li><li>Follow the appeal process</li><li>Ask what the next step is</li></ul>RESOURCES:<a href="https://www.balancedfi.com/appealing-health-insurance-denials/">Read: The Ultimate Guide to Appealing Health Insurance Denials</a><a href="https://www.balancedfi.com/about/">Read: Meet RaLea</a><a href="https://faxzero.com/">Fax Zero</a><a href="https://www.patientadvocate.org/#">Patient Advocate Foundation</a> SOURCES:<a href="https://www.healthcare.gov/appeal-insurance-company-decision/external-review/">HeathCare.gov: Appealing a health plan decision - External Review</a><a href="https://medicareadvocacy.org/jimmo-v-sebelius-the-improvement-standard-case-faqs/">Center for Medicare Advocacy: Frequently Asked Questions (FAQs) Regarding the Jimmo v. Sebelius “Improvement Standard” Settlement</a>

25. 7 Steps to Find Your Motivation For Debt Payoff

The Balanced FI podcast is all about practical, real-world ways to pay off debt, save money, and balance life with financial goals. Each week your host, RaLea, dives into a family finance topic that will improve your life: the steps to financial security, debt payoff methods, easy ways to save money on everyday expenses, and more... all with a dose of intentional living, a dash of minimalism & a splash of the realities of parenting a child with disabilities.