Most business owners spend years building wealth — but often buy property in the wrong structure.

And that mistake can be expensive.

In this episode, Tom sits down with accountant Daniel Velich to unpack one of the most underutilised commercial property strategies available to Australian business owners: transferring an existing commercial asset into a self-managed super fund.

They break down how the strategy works, who it may suit, the potential tax concessions available, and why getting advice before you buy can be the difference between building wealth efficiently or paying unnecessary tax, stamp duty and exposing assets to trading risk.

If you’re a tradie, business owner or commercial property investor, this episode will change the way you think about ownership structures, asset protection and long-term wealth planning.

Key takeaways

• Why buying a commercial property in the wrong name can create costly tax and stamp duty consequences later.
• How an SMSF can provide stronger asset protection for business owners exposed to trading risk.
• The strategy of selling an existing commercial property into an SMSF — and when it may make sense.
• How concessional stamp duty and small business CGT concessions may reduce the cost of restructuring.
• Why many business owners underestimate how much wealth is tied up inside their business.
• The importance of building a team around you — accountant, broker, lawyer and financial planner — before making major property decisions.
• Why the biggest cost in property investing is often not the wrong asset, but the wrong advice at the wrong time.

Want to know more about the strategies discussed? Connect with guest and Tax Expert Dan Velich - Velich Advisory

Take Action Today:

If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below.

In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act.

⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠

⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠

We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.