My conclusion is that most people in this world are oblivious to personal finance - they do not understand the field, they don’t try to understand it and the waste majority believes there is nothing to understand - you either have money or you don’t.

And the rest - rather a small percentage of the population is looking to learn about personal finance. There are numerous teachers, books, and videos available on the subject of personal finance.

But rather a small percentage of people studying the topic of personal finance become financially literate and benefit from all the knowledge available online. Why is that?

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