One area for concern when trying to improve your credit score is a mortgage late report from your lenders. In this episode, Merrill Chandler has you covered on how a 30-day mortgage late will affect you. How does it affect the score? How long does it take to recoup? Merrill gets into those questions and gives you an answer while giving you a view on the degradation process, short sale, foreclosure, and more. He then shares some recession-proofing strategies that can especially come handy during this time. 
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The Fundability Freedom Path

What if it's about more than just your credit score?Merrill Chandler has nearly 30 years of Fundability expertise and dives into funding secrets and shares what’s happening now in fundability, landmines to watch out for, and strategies that can help you get money that you never could before from top-tier banks.Merrill was one of the original cofounders of Lexington Law—the largest credit repair law firm in the US. He is now the Founder of The Fundability Movement, CEO of GetFundable.com (the premier Borrower Education &amp; Fundability resource), author of the bestselling book ‘The New F* Word,’ and host of The Fundability™ Podcast.&nbsp;Merrill has helped thousands of borrowers become more FUNDABLE and helped them access the capital they need to fulfill their financial dreams and get closer to reaching their “Z”.Now it’s your turn!Get your copy of ‘The New F* Word’ here: www.getfundablebook.com