In our circuit of crypto news, we're discussing significant developments from different corners of the world. The EU is considering leveraging blockchain for the verification of educational and professional credentials. Ankr and Microsoft are continuing their partnership with the debut of a new blockchain creator tool. In Australia, a leading bank is making headlines by deciding to decline specific payments to crypto exchanges. Binance CEO CZ is in the limelight again as a US district court issues a summons concerning SEC action. Lastly, Terra's Do Kwon is facing legal challenges as a prosecutor suggests he might face prison time in both the US and South Korea.