This meeting was a Scripting Fridays session led by Ed, covering assumable mortgages as a negotiation strategy in real estate transactions. Ed explained how buyers can take over sellers' existing low-interest mortgages (typically FHA, VA, or USDA loans from 2020-2022) to achieve significantly lower monthly payments compared to current high rates. The discussion included practical guidance on identifying assumable loans, handling the equity gap between purchase price and loan balance, and marketing properties with assumable financing to attract rate-sensitive buyers. Ed provided scripts for buyer consultations and listing presentations, emphasizing the importance of transparency with clients about all financing options. The session also addressed potential pitfalls, including VA loan COE limitations and lender communication requirements. Near the end, Ed addressed a specific question from Alyson about handling an undisclosed buyer situation for an $11 million property in Malibu, suggesting strategies for presenting the offer while protecting the buyer's privacy.