Operate Podcast
Operate Podcast
Carey Ransom
Fintech Balancing Act: Risk, Growth & Regulation - Jason Mikula, Founder of Fintech Business Weekly
52 minutes Posted Jul 31, 2024 at 12:55 pm.
Preview
Intro
Sponsor
Meet Jason Mikula, Analyst and Writer of FinTech Business Weekly
Jason's Background in Financial Services
Joining Enova and Learning Subprime Lending
Marketing Metrics and Customer Acquisition
Challenges in Digital Financial Services
The Importance of Digital Marketing in FinTech
Starting FinTech Business Weekly
Analyzing the FinTech Landscape
Insights on BNPL and Market Valuations
Banking as a Service and Middleware Companies
Regulatory Challenges and Partner Banking
Regulatory Priorities and Market Impact
Systemic Risks and Community Banks
Conclusion and Final Thoughts
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52:12
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Show notes
In this episode, we get an insider look into the financial technology landscape with Jason Mikula. Jason shares his journey, from his unexpected entry into financial services and digital marketing to launching the publication Fintech Business Weekly. He emphasizes the importance of understanding customer acquisition metrics and analyzes the evolution of fintech innovations like online lending, BNPL, Banking as a Service, etc.
We delve into the mechanics of Banking as a Service (BaaS) and the complex relationships between fintechs, middleware platforms, and banks. Jason is currently in the middle of reporting on news as it breaks around Synapse, Evolve and several fintechs, as well as the thousands of customers caught in the middle of it. He highlights the regulatory challenges and the balancing act between risk and growth. Our discussion also addresses the current regulatory landscape and the future of partner banking, stressing the need for sustainable and economically sound practices. Tune in for a comprehensive conversation that explores the intricacies of fintech and digital banking services.
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