Finding an advisor means looking beyond the word “fiduciary.” Don and Tom explore what it takes to find someone who puts your interests first all the time, why experience and a team matter, and what an ongoing fee should buy beyond portfolio management. They also discuss the challenge of handing over the financial reins—and making sure your spouse has someone to call. Listener questions tackle adding bonds before a career change, the tax tradeoffs of bonds in a brokerage account, why retirem...