Talking Real Money - Investing Talk
Talking Real Money - Investing Talk
Don McDonald
Ep. 2005: The Habanero Portfolio
30 minutes Posted Oct 22, 2026 at 4:00 pm.
Factor Investing: Reward, Risk, and Tracking Error
Why Diversification Beats Concentrating in Factors
Should DIY Investors Tilt Toward Profitability?
Listener Mail: A 457(b) Fund Holding 45% Cash
Converting a Bond Mutual Fund to an ETF
Is Securities Lending Worth the Risk?
Listener Questions, Show Sign-Off, and Disclosures
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30:24
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Show notes
A little hot pepper can improve a meal. Eating the whole habanero is another experience entirely. Can the same be said for your portfolio? Don and Tom explore why small-company, value, and profitability tilts have historically rewarded investors—and why chasing those higher returns can demand more patience than most people have. A strategy that looks terrific over decades can feel unbearable while it trails the market for years. The question is how much you can actually stick with. Plus, a li...