Talking Real Money - Investing Talk
Talking Real Money - Investing Talk
Don McDonald
Fewer Questions
23 minutes Posted Jun 12, 2026 at 4:00 pm.
Summer Q&A Kickoff
Roth Annuity Trap
Bond Fund in Roth
Windfall and Roths
Two-Fund Strategy
Wrap-Up and Resources
0:00
23:36
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Show notes
Don answers a diverse collection of listener questions covering Roth conversions, indexed annuities, emergency fund management, TSP contributions, inherited money, and portfolio construction. He delivers a forceful warning about indexed annuities and commission-driven insurance sales after one listener considers using an annuity bonus to offset Roth conversion taxes. Other questions explore whether short-term bond funds belong inside a Roth IRA, how much attention investors should pay to taxe...