Talking Real Money - Investing Talk
Talking Real Money - Investing Talk
Don McDonald
Retirement Mistakes
38 minutes Posted Jun 1, 2026 at 5:00 pm.
Retirement Tax Traps
Social Security Taxes
Account Type Diversification
Harvesting Tax Losses
Roth Conversion Timing
Heirs and Tax Headaches
403(b) and 457 Options
Fund Promotions Question
Factor Funds vs Indexes
Real Returns Compared
Small Cap Value Edge
Free Portfolio Review
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Show notes
Don and Tom tackle some of the most common retirement planning mistakes, with a particular focus on taxes and the danger of becoming overly obsessed with them. They discuss taxable Social Security benefits, the importance of diversifying across account types, Roth conversion considerations, tax-loss harvesting, and why most retirement decisions ultimately fall into the category of “it depends.” They also answer a listener question about navigating poor 403(b) plan options and the advantages o...