caller, I gave erroneous advice on the withdrawal rules for an inherited IRA. Given that this was his father’s IRA, he is not eligible to wait until the end of the 10-year period. So he will need to distributions and, then, make a charitable gifts. -Don Don tackles a stack of listener questions in this rapid-fire Friday Q&A, covering what a financial plan should cost, how tipping might work in a cashless future, and how to fine-tune a retirement portfolio wit...