Another problem with actively managed mutual funds is the mortality of managers. What happens if you rely on the incredibly rare, super-smart, practically prescient money manager, and they go away? Plus, we hear from listeners: What do we think of Vanguard's variable insurance funds? Does a 100% equity portfolio make sense for someone comfortable with risk? Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!