Because people have been known to rip off customers, the financial industry is heavily regulated, with a few exceptions. We explore how indexed annuity salespeople get away with misleading customers and how hard it is to stop them. Don explains how indexed annuities work and why they are so lightly regulated. Listeners want to know: Why is BND going down in value? How should unneeded money in IRA be invested? What do we think about the four-year Bitcoin cycle? Learn more about your ad ch...