Don is back from vacation while Tom is well into vacation and yet they managed to get together to discuss the relative unaffordability of single family homes. Are homes more expensive than ever? Plus, homeowners are borrowing record amounts of equity from their homes. Then we hear from listeners: How can I essentially gamble with my retirement money in penny stocks and IPOs? On track for an early retirement at age 55? Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions...