On this week's Friday Q&A: Vanguard has made another customer angry with their $25 fee and they want to know how to move. Do these two ETFs provide enough diversification? After one year in a Kai-Zen Trust, a disillusioned buyer wants to know if he should continue funding it. What do we think of Dave Ramsey's advice to take Social Security payments at age 62? Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!