Tom and Don explore another goofy investing advice article (as if something has actually changed). Our listeners ask us: How should assets be consolidated for upcoming retirement? What should be done to create a backdoor IRA with an excess contribution? Which Vanguard fund should replace an American Funds tax-free fund? How safe is Schwab as an investment advisory firm's custodian? What should be done with an old employer's 401k? Learn more about your ad choices. Visit megaphone.fm/adc...