Many investors seem to believe owning a portfolio of dividend-paying stocks is a safe and effective way to create retirement income. Are there better ways to create investment income in retirement? We explore the evidence. Then, we hear from two listeners: What should be done with a windfall that will eventually go into an IRA? A trick to avoid the "pro rata rule" for backdoor Roths. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!