Don discusses the importance of planning from the 9th annual Retiremeet event from Bellevue, WA in February 2023. Dimensional Fund's Apollo Lupescu spends a few minutes with Don prior to his presentation. Plus, Don talks with listeners: The first of whom believes that hew has magical market-timing capabilities Does it makes sense to leave Vanguard Balanced Index and get into a stock and bond ETFs? Where should a new Roth contribution be invested? A small company controller questions the f...