Every year about 133 million babies are born. Is there any way to predict which of them will die famous enough to make the TV retrospectives? Of course not. Do you believe you can predict when the investment markets will rise again (and fall again, thereafter)? Then, the phones light up: Does it make sense to use a regular 403b to help reduce income enough to qualify for a Roth IRA? What's the best way to own bonds in a portfolio? Is there reason to be concerned about market volatility dur...