After recently declaring the 4% withdrawal rule dead, Morningstar has decided it's still kicking out income. A listener wonders if the Paul Merriman two-fund portfolio is a sensible way to go? Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Almost Alone on Christmas Eve

Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).