As Tom gets ready to travel to Qatar, we consider the opinion of some that a fallen market makes for a dangerous retirement. Plus, we wonder why so many are scared of "the market." What is "the market," really? Then on to listener questions: Is there a proper order to move asset classes to a Roth? How can a young worker invest for the lowest tax liability? Should a house-flipper own investment property in retirement? What's the best way to give money to kids? Can a recharacterized Roth b...