Tayo Oviosu, founder & CEO of Paga, one of Africa’s most successful mobile money companies processing over $20 billion in transactions, joins The Afropolitan Podcast for a rare, unfiltered conversation on fintech, leadership, diaspora identity, and building in Nigeria through crisis, chaos, and conviction.From leaving a stable career in the US to pioneering digital payments in a pre-fintech Nigeria, Tayo shares the untold story behind Paga’s early struggles, near-death moments, and the strategy that turned it into one of Africa’s biggest financial infrastructure companies.More than entrepreneurship, this episode explores the psychology of resilience, navigating naira devaluation, regulation, global perceptions of Africa, and the emotional weight of building for 200 million people when systems are broken.He opens up about:✦ What Silicon Valley still gets wrong about Africa ✦ The hidden cost of building in Nigeria, power, security, FX, people ✦ Why diaspora identity is an advantage, not a conflict ✦ Lessons from raising capital before “African tech” was a thing ✦ Why fintech in Africa isn’t a product, it’s infrastructure ✦ What the next decade of African money will look like ✦ Why founders burn out and how to stay sane in unstable marketsIf you’re a founder, operator, investor, or future builder across Africa and the diaspora, this is a masterclass in vision, endurance, and building systems that outlive you.Follow Tayo OviosuLinkedIn – https://www.linkedin.com/in/oviosu Twitter – https://x.com/tayoov Subscribe to Afropolitan PodcastFor more unfiltered conversations with Africa’s boldest builders, thinkers, and creators:Twitter – https://x.com/afropolitanInstagram – https://www.instagram.com/afropolitanpodcastLinkedIn – https://www.linkedin.com/company/afropolitannation/Website – https://www.afropolitan.ioCommunity – https://afropolitan.io/communityNewsletter – https://afropolitan.io/newsletterSponsored byVBan – Borderless banking for Africa’s digital workforce.Use code AFROPOLITAN → https://vban.comInverroche Gin – South Africa’s premium craft gin blending heritage botanicals with innovation.https://www.inverroche.comRisevest – Invest globally in dollar-denominated stocks, real estate & fixed income.Sign up → https://click.risevest.com/gb0g/afropolitanConvo by Afropolitan – Book 1-on-1 calls with Africa’s boldest thinkers.Visit https://convo.vipBook Book TIMESTAMPSRaising Global Capital Today vs Ten Years Ago