As a challenging year heads down the home stretch, we caught up with some of the nation's top independent financial advisors to hear the most pressing questions from their clients, and how they are advising them. Listen to these words of wisdom from Peter Lazaroff, Malcolm Etheridge, James Demmert, Brian Vendig, Helen Stephens and Rob Santos. Plus, why are options traders betting against the market at its seasonally strongest time of the year?

LINKS FOR SHOW NOTES:

https://pressroom.aboutschwab.com/press-releases/press-release/2022/Schwab-Q4-Trader-Sentiment-Survey-A-Recession-May-Already-Be-Here-But-Traders-Say-It-Will-Be-Short-Lived/default.aspx

https://www.cboe.com/us/options/market_statistics/daily/

https://impact.schwab.com/

https://www.findyourindependentadvisor.com/

https://peterlazaroff.com/

https://www.malcolmethridge.com/

https://www.ms-research.com/team/james-demmert

https://www.mjpwealthadvisors.com/brian-vendig-cpa

https://www.cifinancial.com/ci-privatewealth/us/en/learn-more.html

https://www.aspenwealthmgmt.com/team/helen-stephens-cfp/

https://cdn.nrf.com/sites/default/files/2022-09/National%20Retail%20Security%20Survey%20Organized%20Retail%20Crime%202022.pdf

https://www.youtube.com/watch?v=76DbHi8e9Ws